Are you being sued by a debt-buyer over your credit card debt? Was your vehicle repossessed and now you are being sued for the deficiency?

Third party debt buyers and their lawyers are banking on consumers who will ignore a lawsuit filed against them. Hundreds – if not thousands – of consumers are being sued every month in Texas over consumer debt. Sometimes the original lender files suit, and often debt is sold so that the consumer is being sued by a Debt Buyer that they may not even recognize. If you are being sued for an old debt, you may have defenses available.

“Here are commonly asked questions our office receives about collection suits:”

“Can I defend myself?”

“What is the worst thing that will happen to me if I let them take a judgment against me?”

“Should I settle this matter and how do I go about doing that alone?”

These are important questions. The worst way to deal with a lawsuit against you is to ignore it or attempt to avoid it. Too many consumers have done just that and ultimately have to deal with the worst case scenario: a default judgment rendered against them, negative information listed on their credit reports, and post-judgment collections. If you have been sued, you are encouraged to communicate with an attorney. Many consumers do not realize that they have been sued until they discover that their bank account has been frozen or that some other non-exempt assert (like a second piece of real estate) is facing execution by the local sheriff. While you may want to attempt to settle debt collection issues yourself, contact Karni Law Firm, P.C. to find out whether you have a good basis to defend yourself. We find that many consumers have grounds to defend against debt lawsuits; many of our clients even have claims to bring against debt collectors or disputes to make with the credit reporting agencies that can serve as good leverage. You are also welcome to visit our blog to find answers to these and other important questions that Defendants share. Click here for more information. Consult with attorney Dana Karni about an existing lawsuit or arbitration claim filed against you.

The following is a partial list of debt buyers, banks and law firms that have commonly filed lawsuits against Texas consumers.

  • Midland Funding, LLC
  • CACV of Colorado
  • CACH
  • Dodeka, LLC
  • Pharia, LLC
  • LVNV Funding
  • Portfolio Recovery Associates
  • Hilco
  • Equable Ascent Financial
  • American Express
  • Capital One Bank
  • Citibank
  • Law Office of Michael Scott
  • Weinstein & Riley
  • Law Office of Anh Regent
  • Fulton, Friedman & Gullace
  • Hull & Associates
  • Couch, Conville & Blitt LLC